1. About EncashBuddy

EncashBuddy is a digital financial information and lead-generation platform that lists, compares, and displays details of credit cards, loans, bank accounts, and investment-related products offered by third-party banks, NBFCs, and financial institutions.

• We are not a bank, NBFC, lender, broker, or investment advisor
• We do not approve, issue, or guarantee any financial product
• All approvals and terms are decided solely by third-party institutions

2. Scope of Services

• Displaying and comparing financial products
• Sharing user leads with partner institutions
• Redirecting users to third-party platforms
• Providing general, non-advisory financial information

3. No Financial or Investment Advice

All information on EncashBuddy is provided for general informational purposes only. We do not provide financial, legal, tax, or investment advice. Users should independently verify details and consult certified professionals before making decisions.

4. Eligibility

• You must be at least 18 years of age
• You must be legally capable of entering a binding agreement
• You must provide accurate and complete information

5. User Responsibilities

• No submission of false or misleading information
• No fraudulent or unlawful use of the platform
• Consent to verification of submitted details through third parties
• Acknowledgment that multiple calls or messages may occur after submission

6. Data Collection & Consent

By submitting your information, you expressly consent to sharing your data with partner banks, NBFCs, and financial institutions and to receive calls, SMS, emails, or WhatsApp communications, even if registered under DND/DNC. Data handling is governed by our Privacy Policy.

7. Fees & Charges

EncashBuddy does not charge users for browsing or applying unless explicitly stated. Any fees, interest rates, or penalties are determined solely by third-party providers.

8. Disclaimer of Warranties

The website and services are provided on an “as is” and “as available” basis without warranties of any kind, including accuracy, availability, or suitability for any purpose.

9. Limitation of Liability

EncashBuddy shall not be liable for application rejections, delays, financial losses, investment risks, or any direct or indirect damages arising from use of the website. Use of the platform is entirely at your own risk.

10. Intellectual Property

All content, design, text, logos, and graphics are the intellectual property of EncashBuddy and may not be used without prior written permission.